Why Greater Bank

  • Express loan processing.
  • Simple loan documentation.
  • Low EMI.
  • Interest on daily reducing balance.
  • Low processing charges.
  • Loan maximum up to Rs 140 Lakhs
  • Higher funding / eligibility

Eligibility & Loan Criteria

  • Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants etc.
  • Maximum up to 85%-90%* of Agreement Value or Valuation Amount (T&C Apply)
  • Age: 21 to 60(Salaried) / 21 to 65(Self Employed)
  • Maximum Loan Tenure 20 Years

Interest Rates

Housing Loan Product ROI (Floating Linked to Repo) Starting From**

Greater Prime Home Loan

7.95%

Grihalakshmi Housing Loan

8.35%

T&C Apply

KYC Documents Required

  • PAN Card (mandatory)
  • Aadhar Card (mandatory)
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government

Financial Documents Required

  • Income Proof
    • Salaried: 3 months Salary Slip, 3 years Form 60/ ITR, and 6 months Bank Statements
    • Self Employed(Individual / Company): 3 Years ITR and 1 Year Bank Statement
  • Income Proof required for last 3 years, ITR of 3 Years for Non Salaried
  • 6 Months Bank Statement of SB and CA Account
  • In case of Takeover :
    • Sanction Letter of existing Housing Loan
    • Loan Account Statement of 12 months
    • List of Documents from existing Bank / NBFC
    • Foreclosure Letter of the housing loan

Home Loan EMI Calculator

Type    FRESH    BALANCE TRANSFER
yrs

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