Eligibility

• Salaried employees of reputed organizations , businessmen, Self-employed professionals filing Income Tax returns.

Membership

• Nominal where Recovery U/S 49 is available, otherwise regular membership.

Share holding

• 1% of loan amt. where recovery U/S 49 is not available.

Security

• Guarantors are not necessary if recovery under sec.49 is available, otherwise two guarantors having regular source of income including any Family members filing regular Income Tax returns
• In case recovery u/s 49 is not available, then 24 post dated cheques are required to be obtained at the time of disbursement of the loan.

Collateral Security

• Hypothecation of valueable items such as Television,Computer,Car,Refrigetors,Music System etc.

Banking Relations

• Previous banking relations are not necessary - Fresh A/c holders fulfilling the criteria may be considered.

Basis Of Advance

• Max. 80% of tour cost.

Repayment Period

• Max. 24 months E.M.I

• Margin money of 20% of tour cost to be deposited in the a/c.100% of tour cost will be remitted by pay order in favour of conductor of the Tour.

• Details about the Tour Cost


• Receipt of advance payment made if any at the time of booking


• Copy of Passport / Visa in case of Foreign Tour