Gold Loan

  • Higher Base Rate i.e Loan per gram.

  • 1% discount in ROI for all Female Borrowers

  • Simplified and quick documentation

  • Attractive interest rates

  • Hassle-free loan sanction

  • Loan amount ranging from 10,000 to 1.50 Crores

  • New Bullet payment -Gold Loan scheme "Greater Suvarna Sandhi (12 month)" with maximum loan amount of 1,60,000/-.

  • Distinct charges 0.50% of sanctioned amount of Loan/overdraft minimum amount of 500/-(excluding GST)

Conditions Rates

Minimum

 09.50%***

Maximum

 12.00%

*** included 1% discount in ROI for all Female Borrowers

Frequently Asked Questions (FAQs)

You can avail of a loan ranging from ₹10,000 to ₹1.50 crores, depending on the value of the gold you pledge.

The loan amount is based on the rate per gram of gold and the purity of your gold ornaments.

You can choose to repay the loan in easy installments or opt for a bullet repayment scheme like Greater Suvarna Sandhi, where you pay the principal and interest at the end of the loan term.

Yes! Female borrowers get a 1% discount on the rate of interest, making it more affordable.

With our simplified documentation process, loans are sanctioned quickly, often within the same day.

You will need basic KYC documents such as an Aadhaar Card, PAN Card, and proof of ownership for the gold ornaments.

Yes, you can use our online gold loan calculator to estimate your principal amount, repayment options, and interest.

You can apply for a gold loan by visiting your nearest Greater Bank branch or through our online application portal.

Yes, there is a processing fee of 0.50% of the sanctioned loan amount, with a minimum charge of ₹500 (excluding GST).

Yes, you can prepay the loan without any additional charges, making it convenient for those who want to close their loan early.

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