Personal Loan

  • Loan amount maximum Rs.5 lakhs

  • Convenient loan repayment option of 36(self employed) to 60(Individual) months

  • Simplified and quick documentation

  • Attractive interest rates
  • Hassle-free loan sanction and disbursal procedure

  • Confirmed employees of reputed PSUs, Limited Companies, Central / State Government Employees and Professors / Asst. Professors / Lecturers of College / Universities and Research Institutes

  • Minimum net monthly income of Rs.10,000 per month

  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age

Shareholding: 2.5% of loan amount

Conditions Rates

Salaried:

13 - 15%

Professional:

9.99 - 11%

Primary Documents Required for Personal Loan :

  • PAN Card (mandatory)

  • Aadhar Card (mandatory)

  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

  • Passport Size Photographs

Documents for Salaried Customers.

  • 3 month’s salary statement

  • 6 month’s bank statement

  • 2 years form 16 / ITR

Documents for Professionals.

  • 2 years IT returns

  • 1 year Bank Statement

  • Qualification Statement