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Housing Renovation Loan
Purpose
Eligibility & Guarantee Requirement
Margin & Max.Loan Permissible
Rate Of Interest & Period
Security
For Repair / Renovation of Flat / House
Eligibilty
Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants, etc., Entrepreneurs.
Guarantee Requirement
Two guarantors with regular income & good net worth.
Shareholding: 2.5% of loan amount .
Margin
20% of cost of work as specified in quotation
Max loan Permissible
Rs.5,00,000/- (Rupees Ten Lakhs Only)
Rate of Interest
12.50% (For Existing customer?)
13.00% p.a.(For New Borrowers)
Period
Maximum 10 years or unexpired period of housing loan whichever is lower.
Collateral 100% of Loan Amount and sub limit of Housing Loan
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