Housing Loan

  • Express loan processing.

  • Simple loan documentation.

  • Low EMI.

  • Interest on daily reducing balance.

  • Low processing charges.

  • Life insurance for the principal borrower at nominal cost.

  • Loan maximum upto Rs 140 Lakhs

  • Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants etc.

  • Shareholding: 0.35% to 0.50% of loan amount.

  • Maximum upto 90% of Agreement Value or Valuation Amount whichever is lower, subject to income eligibility

Housing Loan Amount ROI (Floating)

Upto Rs. 25.00 Lakhs

Women borrower : 7.00% p.a.
Other : 7.10% p.a.

Above Rs. 25.00 Lakhs

Women borrower : 7.10% p.a.
Other : 7.20% p.a.

** For any exception/ deviation as described, additional ROI is charged.

  • PAN Card (mandatory)

  • Aadhar Card (mandatory)

  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

  • Relationship Proof (if required)

  • Passport Size Photographs

  • Any other valid Photo ID card issued by central or state government

Income Documents Required for Housing Loan :

  • Income Proof required for last 3 years, in form of Form No. 16 for Salaried
  • Income Proof required for last 3 years, ITR of 3 Years for Non Salaried
  • 6 Months Bank Statement of SB and CA Account
  • In case of Takeover :
    1. Sanction Letter of existing Housing Loan
    2. Loan Account Statement of 12 months
    3. List of Documents from existing Bank / NBFC
    4. Foreclosure Letter of the housing loan

Income Documents Required for Housing Loan:

You may also be interested in